Finance Your Purchase

Finance Your Purchase

Finance Locations




So, you’ve searched through our inventory and have completed a successful test drive, and now your mind is made up: you’ve found the perfect car.

Nevertheless, there’s a couple more steps in the car buying process for Western Pennsylvania or the Morgantown, West Virginia area drivers to complete. Chiefly, you’ll need to secure vehicle financing.

The finance center at Lithia is here to help you breeze through this step in short order!

Buying vs Leasing

In terms of financing, you’ll have two options to choose between. You can buy your car outright, which will require an auto loan. Or, you could lease the vehicle.

Buying is a great choice for drivers who prefer a long-term commitment. This will allow you the chance to really invest in your vehicle.

Our financiers will help to secure the auto loan necessary for your purchase. Regardless of whether you have good or bad credit, they want to find a solution for you.

On the other hand, if you’d prefer to trade in after a few years, you may want to consider leasing instead. Talk to our team, and we’ll draw up some terms that are a good fit for your lifestyle.

Deals & Incentives

Whether you’re buying or leasing, you may be able to benefit from some of the specials listed here on our website.

The Hot List features specials for both new and used cars. That way, you’ll have the opportunity to score some great models at a lower price.

The Hot List tends to change from time to time, so be sure to check back regularly for a great deal.

Financing Tools

In addition to our in-house financing assistance, we also have a couple of tools online that may assist in this part of the car buying process.

First, we have a payment calculator, which can be very useful for when you’re putting together a budget.

We also have a trade-in value calculator. If you’d like to use the money you get for your current car to put towards a down payment, you’ll want to check this out.

Apply for Financing Today

Now that you know all about the financing department here at Lithia, you might feel ready to get started. And doing so is easy! Just fill out an online finance application today. From there, our financiers will get a jump-start on things. We’re committed to helping all Western Pennsylvania or the Morgantown, West Virginia area drivers go home in the cars that they need.